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Employee Benefits
Summary of Benefits

Rural Arizona Group Health Trust (RAGHT) Medical, Dental, Life and Flexible Benefit Plan (EPO) Premium as of July 01, 2016: 

Monthly Rates Employee Emp + Spouse Emp + Child(ren) Emp + Family
Medical $47.07 $306.10 $260.48 $367.58 
Dental  $2.60 $22.46 $28.56 $35.92
Vision $0.46 $1.96 $3.02 $3.06

*Unbundled benefits available


Coverage will be effective at the beginning of the month following one month of full-time service.

Medical (BCBS of AZ Providers)as of January 1, 2016
  • Physician’s Office co-pay: $25  , Specialist Office copay: $35.00   
  • Wellness: Unlimited   
  • Deductible per calendar year: $300 Individual / $900 Family
  • Out-of-pocket Maximum per calendar year: $4,000 Individual  / $8,000 Family
  • No Lifetime Maximum


Prescriptions (Retail)
  • Generic: $10 copay
  • Preferred brand: $25 copay
  • Nonpreferred: 50% with $100.00 maximum
  • Specialty: $75 copay
  • Mail Order and Retail 90 discounts available

Dental
  • Diagnostic and preventative paid at 100%
  • Basic Services paid at 80%
  • Major Services paid at 50%
  • Deductible per calendar year: $50 single / $150 Family
  • Orthodontic Services paid at 50% up to $2,000 Lifetime Maximum (Child to 19)

Avesis, Inc (Vision Plan) 
  • Exam: $10 copay (Every 12 months)

Life & AD&D Insurance Amounts
  • $10,000 Employee
  • Additional amounts available to purchase

Flexible Benefit
  • Premium Deduction Plan
  • Health Care Reimbursement Plan (Up to 2,500)
  • Dependent Care Assistance Plan (Up to $5,000)

Other Benefits
  • Deferred Compensation Program (457) (Nationwide or TIAA-CREF)
  • Fixed Annuity Option
  • Variable Annuity Option
  • Accidental Death and Dismemberment Coverage     
  • Benefit Amounts starting at $25,000 up to $100,000 Monthly Cost: $2.50 - $10
  • Direct Deposit of Paycheck
  • CollegeBound Fund
  • Several Supplemental Insurance Plans

Sick, Vacation & Holiday
  • Sick leave accrues at the rate of eight hours per calendar month - maximum accrual 720 hours.
  • Vacation leave accrues at the rate of eight hours per calendar month for the first five years of service. After five years of service accrual increases to 10 hours. After 10 years of service accrual increases to 12 hours.

Eight Holidays Observed per Calendar Year 
  • New Year’s Day 
  • Martin Luther King, Jr. / Civil Rights Day 
  • Memorial Day 
  • Independence Day 
  • Labor Day 
  • Veterans Day
  • Thanksgiving Day 
  • The last five hours of the work day on Christmas Eve if Christmas falls on Tuesday through Thursday
  • Christmas Day

Arizona State Retirement System (Rates as of July 1, 2015)
  • 11.47 % of Gross Earnings for Retirement & Long Term Disability
  • Contributions are exempt from federal income tax

Public Safety Personnel Retirement (Rates as of July 1, 2015)
  • 11.65 % of Gross Earnings for Retirement

Disclaimer
The information is intended to provide a brief summary of the benefits offered by the City of Safford. The benefits described each have booklets that provide specifics on coverage and provisions. Please contact the Human Resources Department of the City of Safford at (928) 432-4020 for specific questions related to this information.